K 10 svn:author V 3 dru K 8 svn:date V 27 2013-02-21T14:06:06.249063Z K 7 svn:log V 327 Initial content fix. This patch addresses the following: - &os; - rewording "you" with some tightening and clarifying - fix xref, acronym, and directory tags - changed 14.3-14.5 from sect2 to sect3--this may benefit from a beginning section 2 (e.g. Type of Accounts) to take it out of the intro Approved by: bcr (mentor) END